Time goes by and the seasons come and go. Spring comes, and then summer, then autumn followed by winter. The weather always changes. Of course the temperature at home changes too. The drastic changes of temperature are not good for health. If our body isn’t ready to face the changes, we’re vulnerable to be sick [...]
When the owners were landscaping their backyard, a county parks employee came by to stake out the jogging trail, and told them they were encroaching on the future parkway. Understandably, the new homeowners were upset and they called their title company. Obviously, the title company made a mistake and the owners ended up with a [...]
In the case of the third purpose, above, at closing, both buyers and sellers pay for title insurance, for different reasons. On the seller’s side, a title insurance policy insures that the buyer has a good title. It’s charged to the seller on the closing statements, or HUDs, and you’ll find this charge in the [...]
In most states, home sellers are required to give you a title insurance policy that guarantees you’re getting a good and clear title with no problems to the home you’re buying. If title problems such as the forging of a deed, a lien from a divorce, a bankruptcy, or a boundary dispute anywhere along the [...]
Standard homeowners, renters, and business insurance policies do not cover damage from earthquakes. However, coverage is available with an endorsement or as a separate policy through most companies.